123 Debit Card Scheme and Shared Cash Network
EBC introduced the Debit Card Scheme and Shared Cash Network "123" in 1997, to be accepted throughout the national ATM networks.

123 is a debit and prepaid card brand. The service is offered by 37 Egyptian banks who have issued more than 18 million  cards. The cards are accepted at nearly 8,000 ATMs  It is also noteworthy to mention that EBC has facilitated the 123 network to accept transactions through the following regional and international networks:
  • American Express
  • VISA
  • Mastercard
  • China Union Pay
  • Discover
  • Diners Club
  • JCB
  • NAPS
  • Sudapan
International Standards
EBC is compliant with all the international networks in terms of:
  1. Security
    • All hardware based
    • 3DES and EMV compliant
    • Tightest requirements for PIN issuance
    • Dynamic key exchange
    • Triple control of zone keys
  2. ISO compliance
  3. No proprietary specifications
  4. Capable of accepting all ISO compliant bankcards both magstripe and smart